DotMe DOTME
010 593 4949
NCR Registered • 24-Hour Approvals

Capital,
Reimagined.

Asset-free funding up to R5 million for South African businesses. Approved in hours, not weeks.

See How It Works
JD
SM
TK
+40
40+ businesses funded
NCR Registered
NCRCP19913
24-Hour Approval
Fast & Responsible
40+
Businesses Funded
Bank-Grade
256-bit Encryption
Simple Process

Your funding journey, simplified

Four steps to secure the capital your business needs to grow.

01

Apply Online

Complete your application in just 2 minutes via our secure portal, WhatsApp, or with your dedicated specialist.

02

Smart Assessment

Our AI-powered risk engine combined with human expertise reviews your application within hours.

03

Digital Approval

Receive your offer and sign digitally. Complete FICA verification in under 90 seconds.

04

Funds Disbursed

Money in your account within 24-48 hours. Start growing your business immediately.

Funding Solutions

Built for South African ambition

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The DotMe Difference

Enterprise technology.
Human-first service.

We combine cutting-edge fintech infrastructure with personalized support to deliver a funding experience that puts your business first.

No Hidden Fees

Transparent pricing with no surprises. What you see is what you get.

Flexible Repayment

Terms tailored to your cash flow. Pay when you get paid.

Responsible Lending

We only approve what you can comfortably repay, ensuring sustainable growth.

AI-Powered Analytics

Real-time credit bureau and alternative data scoring for faster decisions.

Digital Onboarding

Complete FICA in under 90 seconds with end-to-end encryption.

Growth Support

Free business coaching, cashflow tools, and networking opportunities.

Resources

Knowledge that grows with you

Product Portfolio

Complete overview of our funding products, terms, and eligibility requirements.

Download PDF

SME Growth Toolkit

Templates, financial strategies, and tax optimization guides for South African businesses.

Download Toolkit

Financial Health Check

Assess your business financials and optimize your funding readiness.

Download Checklist
Ready to Scale?

The fastest way to fund
your next chapter.

Join over 40 South African entrepreneurs who have accelerated their growth with DotMe Capital.

Speak to an Expert
No paperwork required
Instant pre-qualification
Zero obligation quote

Choose Funding Type

Not sure which is right for you?

Speak to a specialist